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Q: What is Progressive?
A: Progressive offers you a lease to own payment option that is easy to qualify for with NO CREDIT NEEDED.

Q: What do I need to qualify?
A: Qualifications:
  • 18 years of age or older
  • Active checking account
  • A credit card/debit card
  • Valid SSN/ITIN


Q: What are the terms?
A: There are three easy payment options. All Progressive contracts are written as a 12 month lease to own payment option. Payments are withdrawn directly from your checking account in regular scheduled intervals.

Q: What are my payment options?
A: Three payment options:

Option #1 90 day Payment Option. If the lease is paid in full within the first 90 days, you only pay the lease amount plus the initial payment. To take advantage of this option you must contact Progressive Leasing customer service to coordinate payments.

Option #2 Early lease buyout. After the initial 90 days, you can elect to pay off the remaining balance of your contract for 65% of the remaining balance.

Option #3 Make your regular payments weekly, bi-weekly or monthly for the full 12 months.

Q: How much will it cost me?
A: Click on the "Apply Now" button to see initial and Payment Estimator.

Q: What if I am not approved for the full amount of the purchase price?
A: The amount you are approved for may be applied towards your purchase. You may use a credit card or debit card for any remaining balance.

Q: How do I place my order once I have been approved?
A: Once you have received an email notification of approval, please call us toll free 1-800-269-2216 (option 1) and one of our friendly professionals will assist you with placing your order.

Q: Is Progressive available in all 50 States?
A: Unfortunately Progressive is NOT available in the following States: New Jersey, Wisconsin, Vermont, Wyoming, and Minnesota.

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