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Q: What is Progressive?
A: Progressive Leasing offers you a lease to own payment option that is easy to qualify for with No credit needed.

Q: What do I need to qualify?
A: You will most likely be approved if you meet the following basic qualifications:
  • 18 years of age or older
  • A credit card/debit card
  • A regular source of income such as a job, social Security, Alimony… Checking account open for at least 3 months with no NSF in the last 30 days

Q: What are the terms?
A: There are three easy payment options. All Progressive contracts are written as a 12 month lease to own payment option. An initial payment of $49 on a debit or credit card is due at contract signing. All remaining payments are withdrawn directly from your checking account in regular scheduled intervals.

Q: What are my payment options?
A: Three payment options:

Option #1 90 day Payment Option. If the lease is paid in full within the first 90 days, you only pay the lease amount plus the initial payment of $49. To take advantage of this option you must contact Progressive Finance customer service to coordinate payments.

Option #2 Early lease buyout. After the initial 90 days, you can elect to pay off the remaining balance of your contract for 65% of the remaining balance.

Option #3 Make your regular payments weekly, bi-weekly or monthly for the full 12 months.

Q: How much will it cost me?
A: The following example is based on $1,000.00 purchase:
Weekly payments = $38.46/week
Bi-weekly payments = $76.92/ bi-weekly
Monthly payments = $166.66/monthly

(Click on the "Apply Now" button for a Payment Estimator)

Q: What if I am not approved for the full amount of the purchase price?
A: The amount you are approved for may be applied towards your purchase. You may use a credit card or debit card for any remaining balance.

Q: How do I place my order once I have been approved?
A: Once you have received an email notification of approval, please call us toll free 1-800-269-2216 (option 1) and one of our friendly professionals will assist you with placing your order.

Q: Is Progressive available in all 50 States?
A: Unfortunately Progressive is NOT available in the following States: New Jersey, Wisconsin, Vermont, Wyoming, and Minnesota.

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